11175 NE 2nd St,
PO Box 1835
Kingston, Washington 98346 (360) 297-4844
PO Box 1835
Kingston, Washington 98346 (360) 297-4844
Your personal insurance needs change and there is no way to know if you are benefiting from all available discounts or if your insurance coverage fits your current needs without a review. That's why we do them for our clients.
And we have made it easy. A few basic questions may be all we need to cover, and most people can get through those in just two or three minutes. Of course, we would love to have you stop in or talk to us by phone, but if you are pressed for time, you can get started right from your smartphone or tablet.
Help me review my insurance needs.
We have also organized some information from our library of blog posts that illustrate why a review may be important for you.
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Technology and social trends have driven a wave of telecommuting. Many of us work at home at least on some days while some may work from home all the time. For that reason, more and more homes contain a designated office area; with increasing frequency that area is a room.
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Considering the barrage of daily concerns, your homeowner's insurance policy may be the last thing on your mind. And yet, examining and reevaluating home insurance policies on an annual basis is a critical facet of homeownership, ensuring adequate coverage and protection for the most valuable asset and source of equity for many people in Washington and beyond. Premiums, like much else in the current economic climate, are forecasted to see some big increases in the coming year, with some expected to exceed $1,000 a year and many slated for rate hikes in the double digits.
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As prices for gas, consumer products and services rise often insurance costs follow the same trend. Insurance premiums for car insurance can vary based on multiple factors. Here are 8 tips to think about when trying to lower your car insurance premium.
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A comprehensive business insurance policy is a must for any business owner. But under what circumstances do you need to take another look at that policy and make important adjustments? Here are some instances when it would be a good idea to revisit your business insurance plan and add to, or change, your coverage.
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As the end of the year approaches, it's a good time to take inventory, reflect on the past, and make plans for future goals. You might consider your relationships, professional life, health, financial situation, or all of the above. Don't forget to also take stock of your insurance coverage and make necessary adjustments based on things that have changed over the past year. Here are some of the most important areas to consider:
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If you understand the way that insurance works, the words "minimum limits" probably inspire close scrutiny. If you don't understand how insurance works, that is why we are here. Ask, learn, and grow. The more you know the better your protection.
It's that time of the year again, time for kids to head back to school. Time for sports and activities to get started, and time for your booster club to ramp up its fund-raising activities. If you take part in a booster club, parent association or any other non-profit who uses volunteers to accomplish their goals, then it is a good idea to take a look at the risks and see if you have any gaps in coverage.
Insurance policies are made to be customized for a reason. The business executive has more income and assets to protect from liability claims than the recent college graduate. Families have more people to think about than young single people or an empty nester. And it is worth noting that the single person, the recent college graduate, the business executive and the empty nester can all be the same person...at different times. We all have different pursuits, different incomes, different bank balances at different points in time. The insurance policies that make up your insurance program - your blanket of protection - need to be tweaked from time-to-time so that you are getting the right protection and benefiting from all available discounts.
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Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That's probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately.
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The invitations have been sent, the hors d'oeuvres ordered, the house decorated, and the liquor cabinet replenished. You're ready to host a fabulous holiday party! Before you open the front door to a flurry of friends and family, however, make sure that you have the necessary insurance in place.
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