business safety

The following blog posts have the category Business safety

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Business Travel Insurance for Peace of MindBusiness travelers, and the travel managers who plan for them, have different concerns when it comes to addressing unexpected inconveniences. Corporate travel insurance policies can be a great fit for any business looking to mitigate expenses related to company travel, including non-refundable costs associated with emergency flight or hotel changes, necessary medical treatments for traveling employees, and equipment or property loss. While canceled flights, missed connections, baggage delays, and medical emergencies are difficult for any traveler, there are unique considerations for corporate travelers and specific provisions for the business travel insurance policies that cover them.
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Commercial Umbrella Insurance 101All business owners in Washington need solid, affordable insurance, and many companies require multiple types. But what happens when something goes wrong and your insurance doesn't cover it? If the cost to pay for injury to others exceeds your policy limits, or worse, is excluded by the insurance policies you have, you could be stuck with potentially crippling out-of-pocket costs.
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Business Insurance: Promoting Additional Training for EmployeesTraining employees can be costly and time-consuming. Even if you don't work in an industry with a high turnover rate, we now live in an era where many people switch careers multiple times in their lifetime, making it harder to find employees you can really nurture and invest in the long term. So how do you decide how much time, money, and energy to invest in training new employees? Consider these things to help you decide how to develop your workforce in a way that makes the most sense for your business.
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Business: How to Help Employees Through Tough TimesIf you're a small business owner, chances are the pandemic has been especially tough on you and your family. You may have had to change your business model, lay off employees or worse, close up shop indefinitely. But what about your employees? If you're a small business owner looking to support your staff through the pandemic, here's what you need to know.
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Business Tips: Social Distancing for Companies that Engage with the PublicFor business owners, operating during a pandemic is complicated to say the least. You want to do the right thing by your staff and customers, without losing the business you love. In many cases, there is a lot you can do to make patronizing and working at your business safer for everyone.
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Prepping for Winter Business SafetyOwning a business means that you're responsible and often liable for the welfare of your staff and clients. Winter can bring extra hazards and increase the possibility of accidents and injury.
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If you are making craft beverages, going to these festivals can be a great way to network and get your name and brand out there. But what happens if something goes wrong at that festival? What if your vehicle bringing the beverages gets into an accident, or you experience leakage or spoilage? What if someone is injured during the festival while at your booth, or something goes wrong with your drinks? If you aren't insured properly, this could become a festival nightmare.

You need to have the liability coverage to protect you, your business, and your product. This needs to cover you from creation to transportation to consumption. No matter where that consumption is. Having the right insurance means the peace of mind to make those festivals fun, all while protecting yourself and those around you.
In addition to protecting your business, many festivals require that you provide copies of your insurance, or naming the festival as additional insured on your policy. This means that if anything goes wrong at the festival involving your booth, or beverage, you cover it. The festival does not. Do you have insurance that will add these events? Does your insurance have enough coverage for these events?
We want to make sure you have the coverage you need to participate in these fun and often lucrative events. Get yourself out there knowing that you are covered should anything happen. Give us a call and we'll make sure you have insurance that works for you, no matter where you set up.
Call us at 800-843-2430 to get your free, no hassle quote, today!

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Work InjuryEveryone is entitled to a safe and healthy work environment: your employer is required by law to provide a safe workplace, adequate training in a language you understand, and appropriate safety equipment, among other things. If you are injured on the job or have a safety concern, it's your right to file a report and to be free from retaliation by your employer for speaking up. Read on to find out all about OSHA and how to exercise your right to health and safety at work.
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Business: Outsourcing vs. HiringFor small business owners, hiring and managing employees can be a rewarding but stressful part of the job. During uncertain times, maybe you need extra help but are thinking twice about committing to an official employee. So when should you hire, and when might an independent contractor or outsourcing company be a better fit? Here are some tips to guide that decision.
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Cyber Security GraphicFor their abilities to help a business run smoothly and thrive, today's Internet-related technologies leave business owners wondering if the companies they have worked so hard to build are truly safe in cyberspace. Here, we take a look at weak spots, and how you can protect your business and your clients in Washington.
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Tips for Securing the Right Password.

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D. W. Ferguson & Associates